Loans
Your Credit Union offers a wide range of loans for member's needs. Be sure to check out the Credit Union's loan rates. These loan rates make Credit Union membership worthwhile:
Rates and terms subject to change without notice.
New and Used Auto Loans
The Credit Union offers great rates for new and used vehicle purchases. 100% financing is available for most purchases with terms of up to seven (7) years. When buying a vehicle, see the Credit Union first to be "preapproved"!
- Low, fixed rates.
- 100% financing, along with funds for taxes and licensing.
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Home Equity Real Estate Loans
A second-mortgage home equity program using your primary residence in Nebraska as collateral. Use the funds to improve your home, for tuition, to consolidate debts - you decide! The Credit Union offers two types of home equity loans. The maximum amount available is based on the equity in your home, not to exceed $100,000.
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Line-of-Credit Home Equity - Variable interest rate, open note with a credit limit.
- Variable interest rate, open note with a credit limit.
- Payments are based on the outstanding balance.
- Minimum credit limit of $5,000.
- No annual fee.
- Low fees involved in set-up.
- Interest paid may be tax deductible.
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Fixed Term Home Equity - Fixed Rate
- Fixed interest rate and payment.
- Maximum repayment term is 10 years.
- Low fees involved in set-up.
- Interest paid may be tax deductible.
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FHA Title I Home Improvement
Home improvement program that requires no equity. The maximum amount is based on the estimated cost of the home improvement. Can be used for improvements to your owner-occupied home, anything from a new furnace, to a room addition, to a deck. The loan must be approved and completed before the improvement is started.
- Fixed interest rate and payment.
- Maximum repayment is 10 years.
- No equity required.
- Loans over $5,000 available for Nebraska homeowners only.
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Nebraska Energy Loans - 5% interest rate
Available for qualifying energy-saving home improvements as set forth by the Nebraska Department of Energy. The interest rate is set at 5%. All improvements must be approved and qualified before the improvements are started. Available for Nebraska homeowners only.
Personal Loans
Members use their good credit to obtain a loan without any additional collateral. Three types of Personal Loans are available:
| Line-of-Credit | Open note with a credit limit. |
| Installment | Fixed term and interest rate. |
| Demand Note | Single payment note. |
New and Used Recreational Vehicles
The Credit Union offers loans for new and used - boats, motor homes, travel trailers, motorcycles, camping trailers, truck campers, and off-road all-terrain vehicles.
- Low, fixed rates.
- Extended terms for larger purchases.
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Other Secured Loans
The Credit Union offers other types of secured loans
- Stock secured loans-use Alltel stock, or any other that you own and have the certificate to pledge.
- Share secured loans-Use your own savings or certificate at the Credit Union to secure a loan.
- Household goods loans-for the purchase of household goods-such as computers, and furniture
- Our current rates
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Credit Applications
Click here to download a Home Equity Credit Application
Click here to download a Credit Application
Or Click on the e-Loans icon below to apply on-line!
Online Loan Application.
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